Income is one of the key elements of citizenship, according to CMHA's A Framework for Support. Without adequate income, there is a significant likelihood of not meeting one's basic need for housing and nutritious food. People are also more likely to lack opportunities for participation in one's community and experience social exclusion. These situations are known to create an increased risk of poor physical and mental health. An adequate income is essential for maintaining mental health and recovering from mental illness.
Work is a common source of income. However, persons affected by mental illness may have to leave work for a period of time to recover and some may find it difficult to return to work . There are several government and private sources of income for people who are unable to work due to mental illness. Each program has its own criteria, application forms and processes. It can be helpful to have someone to help you figure out how to apply. Many people rely upon their family or friends, and some community agencies can help you with applications.
Income is one of the fundamental elements of citizenship. When income supports are inadequate, or the episodic nature of mental illness is not recognized in income support policies, the impacts on people with mental illness can be devastating.
"A Framework for Support"
The provincial government provides Ontario Works to people who are unable to work for a temporary period. The Ontario Disability Support Program is for people who are unable to work for a longer period of time, or at all, due to a disability, which may include mental illness.
The Canada Pension Plan provides an income for people who have contributed to the pension fund through their work. The plan includes benefits for those who are unable to work due to disability. Federal Employment Insurance provides short-term sick leave for people who pay into the program through their work.
Private insurance companies provide short- and long-term disability income for people who contribute through their work.
Some people with serious mental illness may need help managing their money. You can create a plan on who will manage your finances if you become incapable due to mental illness. If you are declared incapable to manage your finances, a family member or the provincial Office of the Public Guardian and Trustee may handle your money.
There are two main income security programs in Ontario that provide financial assistance and benefits to people and their families with no other source of income: the Ontario Disability Support Program (ODSP) and Ontario Works (OW). ODSP supports for people who are unable to work for a longer period of time, or at all, due to a disability, which may include mental illness. Ontario Works is a temporary measure of income support for people in financial need.
No. The Ontario budget announced on March 22, 2007, included a new Ontario Child Benefit (OCB) that would mean more income for low-income parents who have children up to the age of 18 living with them. The OCB will be phased in over five years, beginning with a $250 OCB benefit in July 2007. This benefit will not affect social assistance benefits or the Ontario Child Care Supplement for Working Families.
No. People on ODSP may be able to get help finding a job or becoming self-employed through employment supports. If you are on ODSP, you can go to an employment information session. You can choose a service provider who will help you get training, provide job coaching and find a job.
Many people with mental illness who are receiving ODSP want to work but are not able to work full-time or are concerned about losing drug coverage. The changes to ODSP will allow recipients to keep 50 percent of every dollar they earn while still receiving income support. They will also receive a $100 Work-Related Benefit.
For people who leave ODSP to take a job, a new Transitional Health Benefit will provide drug and other health coverage if your new job does not provide them.
For more information, see the Ontario Disability Support Program.

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