June 2008
Click on the filename to download this document:
cmha_housing_backgrounder.pdf
Housing is a basic human right and requirement for good health. When housing is inadequate or unavailable, individual as well as community well-being may suffer. The high cost of rental accommodations and home ownership has created a critical shortage of affordable housing and is a leading contributor to poverty in Ontario.
According to the United Nations the right to housing is protected under international law and Canada has endorsed such rights guaranteeing "an adequate standard of living... including adequate food, clothing and housing."1 Likewise, the Ottawa Charter for Health Promotion identifies shelter as a basic prerequisite for health.
Adequate, suitable and affordable housing contributes to our physical and mental well-being. It leads to increased personal safety and helps decrease stress, leading to improved sleep and diet. All of these factors result in better mental health outcomes.
Adequate dwellings are defined as those not requiring any major repairs, whereas suitable dwellings refer to those that have enough bedrooms for the size of the household. Accommodations are considered to be affordable if they cost less than 30 percent of the total pre-tax household income.
Affordable housing is an investment in health promotion and illness prevention. When a person has adequate housing they experience fewer health problems and are able to devote more of their income to adequately feed and clothe themselves and their family.
Social Housing
Supportive Housing
For people with serious mental illnesses, a safe and affordable home can be a place to live in dignity and move toward recovery. In fact, individuals with serious mental illness frequently identify income and housing as the most important factors in achieving and maintaining their health.2 However, for many, maintaining safe and affordable housing can be difficult. During periods of illness, individuals may be unable to work and/or experience a loss of income. Without adequate income, they may have difficulty paying rent and may eventually lose their household contents and their home. Consequently, many live in substandard housing that is physically inadequate, crowded, noisy and located in undesirable neighborhoods.3
Two trends are largely responsible for the rise in homelessness over the past 15-20 years: a growing shortage of affordable rental housing and a simultaneous increase in poverty.
Homelessness and poverty are linked.4 Poor people are frequently unable to pay for housing, food, child care, health care and education. Difficult choices must be made when limited resources cover only some of these necessities. Being poor means being an illness, an accident or a paycheque away from living on the streets.
What Constitutes Homelessness?
(Casavant, L. Definition of Homelessness. Parliamentary Research Branch, Political and Social Affairs Division, January 1999.)
It is difficult to state whether homelessness or mental illness occurs first. Each case must be considered individually. Research tends to support both theories. The stress of being homeless may exacerbate previous mental illness. However, the difficulties of being homeless may encourage anxiety or depressive disorders.5,6
Poverty is common among many persons with mental illness, which increases the risk of homelessness. The challenge of providing stable housing for persons with serious mental illness is reflected in the estimated 67 percent of homeless persons with a lifetime history of mental illness in Toronto.7
People with serious mental illness are disproportionately affected by homelessness. The consequences of homelessness tend to be more severe when coupled with mental illness. People with mental illnesses remain homeless for longer periods of time and have less contact with family and friends. They encounter more barriers to employment and tend to be in poorer health than other homeless people.8
There are many housing options available to people living with serious mental illness.
Supportive housing is often communal in nature with a small number of tenants. Support services are provided on-site with 24-hour access to case management, emergency response and homemaking. Rehabilitation is the primary focus. It is frequently transitional housing, meant to prepare people for more independent living.
Supported housing involves individuals living in affordable housing of their choice that is indistinguishable from others in the neighbourhood. Supports are individualized to a person's needs and independent from the housing itself. Community integration and rehabilitation are encouraged. Supported housing is considered a best practice model and has demonstrated positive outcomes in community residency, satisfaction and quality of life.9
Both supportive and supported housing promote recovery and independence, keeping people healthy and out of the hospital. For example, an Ontario study measuring participants' hospital use before and after a supportive housing intervention showed that all 34 residents in the study reduced their mean hospital days from 53.4 to 0.53 after one year.10
For those with a serious mental illness who can live independently in the community, poverty is a major barrier to acquiring housing. Rent supplements or rent-geared-to-income housing are strategies that provide individuals with the financial resources they need to access desirable housing in their community. Research shows that personal choice in housing not only increases citizens' housing stability, but also helps to improve well-being and quality of life.11
Research indicates that a stable and supported living environment is essential to maintaining the health and well-being of people with serious mental illness and is integral to their recovery. Housing with support can generate positive outcomes, including enhanced life skills, improved health status, an increased sense of empowerment and involvement in the community. Research shows that maintaining and improving the housing of individuals with serious mental illness can contribute to a reduction in psychiatric symptoms12 and therefore decrease the need for emergency and treatment services.13
Community mental health services can assist people to both access and maintain their housing. Some of the key supports that have been identified by people with serious mental illness include medical services available in-house or on-call (for crisis management and medication monitoring), homemaking and personal care services, vocational training, life skills training, as well as assistance with income support and housing advocacy. Service providers have also identified the following factors which support successful housing arrangements: rent geared to income, community support services, a strong personal support network, and availability of case management.14
Improvements in housing quality lead to better mental health outcomes for residents.15 Investing in housing quality often involves major refurbishing and can lead to greater satisfaction, feelings of safety and increased community involvement. Neighbourhoods can also have a significant impact on the success of housing for people with mental illness by contributing to an individual's ability to feel comfortable and integrated within the community.16
Affordable housing makes economic sense. Many factors contribute to a city's economic success, such as the talent of its residents, location, transportation and government investment. Affordable housing is also part of this equation enabling employees to live in a community. As TD Economics states, "…working to find solutions to the problem of affordable housing is also smart economic policy. An inadequate supply of housing can be a major impediment to business investment and growth."17
Likewise, supportive housing is economical. It costs approximately $486 a day ($177,390 per year) to keep a person in a psychiatric hospital, compared to $72 per day ($26,280 per year) to house a person in the community with supports.18
Furthermore, persons who cannot afford to live in decent housing are more likely to experience exposure to violence, communicable diseases and increased chronic conditions.19
The challenges of poverty, stigma and discrimination that persons with mental illness face directly impact their ability to access, find and keep housing. In 2006, 77,430 people with a mental illness received income support from the Ontario Disability Support Program (ODSP), comprising 35 percent of the caseload.20 In Ontario, the average market rent for a one-bedroom apartment ranges from $453 to $896.21 However, the maximum shelter allowance for a single person receiving ODSP is $436. Thus, persons in receipt of income support face an increased risk of becoming homeless.
Due to stigma, the typical reaction encountered by someone with a mental illness is fear and rejection. Many living with a mental illness are often denied housing in the private market as a result of their psychiatric illness.
Furthermore, many supportive housing projects also encounter a "not-in-my-backyard" response (NIMBYism) from neighbours, businesses, councillors, etc. This type of behaviour may include discriminating and slandering comments in person, by e-mail, or through flyers and posters which protest a new supportive housing development.
Despite improvements in Ontario's economy and a modest level of rental development in a number of markets, there continues to be a serious housing affordability issue in Ontario. There are fewer affordable housing units available now than a decade ago. Since 1995, there has been a net loss of 13,000 affordable housing units in Ontario.22
CMHA Ontario is active in supporting persons with mental illness to access adequate, safe and affordable housing. We do this by advocating for more affordable housing, supportive housing, community supports and rent supplements.
We are also involved in promoting mental health through highlighting public issues and recommending options to create inclusive and supportive environments.

CMHA has 33 local branches in Ontario. Click on the map to find the branch in your community.
» Find a Local Branch
» Search for Branch Services